Recognizing a need in the Long Term Care Insurance (LTCi) market for a forward-thinking, innovative and stable long term care product, National Guardian Life Insurance Company (NGL) created EssentialLTC - a consumer oriented competitively priced LTCi product. Given that each situation is unique, EssentialLTC offers customizable plan features that appeal to a wide range of clients including:

• Lifetime Benefits
• Single Premium Payment Option
• 10-Year Premium Payment Option
• Return of Premium
• Shared Care Benefit

In addition, NGL has an established and thorough underwriting process which results in predictable decisions with an accelerated turnaround.

For more information on EssentialLTC: