Long Term Care Insurance (LTCi) is an important component in protecting your clients' future financial well-being. By assisting your clients with this decision now, you're helping to prevent potential long term care expenses from impacting their family down the road.
Long term care includes a wide range of services and support that your clients can receive in their home, a nursing home or assisted living facility. The need for long term care can occur when health begins to decline or an unexpected medical crisis arises. The loss of at least two activities of daily living (ADLs) or cognitive impairment can result in the need for expensive and substantial care.
By purchasing an LTCi policy, your clients can have peace of mind that should a long term care situation occur - they have the flexibility to select high-quality care while protecting their family's assets.